Topstep Review 2026
Topstep is a pioneer in futures prop trading, founded in 2012 in Chicago. They offer a 90/10 profit split, next-day payouts, and a single-step Trading Combine® evaluation. With over 15 years in the market and $1.4B+ paid out to traders, it's one of the most established futures firms — trading on its proprietary TopstepX platform (with built-in TradingView charts) plus NinjaTrader and Tradovate. The new $25K Static Trading Combine (Drop #001) adds a smaller, one-time-fee ($75) account with a fixed $1,000 Max Loss Limit that never moves, a $2,000 profit target, and a $4,000 payout cap.
Topstep holds an independent Trust Score of 7.1/10 (grade B+), with a 4.0/5 trader rating from 14,251 reviews.
Key Statistics
| Profit Split | 90/10 |
|---|---|
| Max Drawdown | Trailing |
| Profit Target | $2,000 – $9,000 |
| Payout Frequency | Next-day |
| Evaluation | 1-step |
| Platforms | TopstepX, NinjaTrader, Tradovate |
| Challenge Price | from $75 one-time ($25K Static) / $49 / $99 / $149 per account tier |
Trust Score Breakdown
- Payout Reliability: 75/100
- Rules & Transparency: 77/100
- Community Trust: 70/100
- Value for Money: 80/100
Pros
- Next-day payouts on funded accounts
- One-step Trading Combine® (pass in as little as 2 days)
- $25K Static Combine: $75 one-time fee, no subscription or resets
- Static Max Loss Limit ($1,000) that never moves on the $25K account
- TopstepX with built-in TradingView charts
- NinjaTrader and Tradovate support
- 15-year track record, $1.4B+ paid out
- 90/10 profit split
Cons
- Futures only (no forex or CFDs)
- Trailing drawdown on standard accounts until the buffer is cleared
- Monthly subscription pricing on standard tiers
- $149 activation fee to reach Live Funded (standard accounts)
- $25K Static account caps payouts at $4,000
- Winning-day requirement gates payout eligibility
Frequently Asked Questions
How are prop firm reviews conducted?
Each review evaluates 9 key metrics: trust score, challenge fees, profit split, drawdown rules, payout speed, platform support, trading restrictions, customer service, and community reputation.
Are these reviews independent?
Yes — our reviews are data-driven and based on objective criteria. We disclose affiliate relationships transparently and never let sponsorships influence ratings.
How often are firm reviews updated?
Reviews are updated whenever firms change their rules, fees, or terms. Major updates are flagged in our Rule Change History tracker.
What is the Trust Score?
The Trust Score is a proprietary 0–100 rating based on 9 weighted factors including regulatory status, payout history, community sentiment, and operational transparency.
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