Topstep: Rules, Fees & Trust Score 2026
Topstep is a pioneer in futures prop trading, founded in 2012 in Chicago. They offer a 90/10 profit split, next-day payouts, and a single-step Trading Combine® evaluation. With over 15 years in the market and $1.4B+ paid out to traders, it's one of the most established futures firms — trading on its proprietary TopstepX platform (with built-in TradingView charts) plus NinjaTrader and Tradovate. The new $25K Static Trading Combine (Drop #001) adds a smaller, one-time-fee ($75) account with a fixed $1,000 Max Loss Limit that never moves, a $2,000 profit target, and a $4,000 payout cap.
Topstep key facts
| Trust Score | 74/100 |
|---|---|
| Trustpilot rating | 3.6/5 (14,531 reviews) |
| Profit split | 90/10 |
| Profit target | $2,000 – $9,000 |
| Max drawdown | Trailing |
| Daily drawdown | Based on account |
| Evaluation steps | 1 |
| Challenge price | $75 one-time ($25K Static) / $49 / $99 / $149 per account tier |
| Account sizes | $25,000, $50,000, $100,000, $150,000 |
| Platforms | TopstepX, NinjaTrader, Tradovate |
| Markets | Futures |
| Payout frequency | Next-day |
| Founded | 2012 |
| Headquarters | Chicago, Illinois, USA |
Pros
- Next-day payouts on funded accounts
- One-step Trading Combine® (pass in as little as 2 days)
- $25K Static Combine: $75 one-time fee, no subscription or resets
- Static Max Loss Limit ($1,000) that never moves on the $25K account
- TopstepX with built-in TradingView charts
- NinjaTrader and Tradovate support
- 15-year track record, $1.4B+ paid out
- 90/10 profit split
Cons
- Futures only (no forex or CFDs)
- Trailing drawdown on standard accounts until the buffer is cleared
- Monthly subscription pricing on standard tiers
- $149 activation fee to reach Live Funded (standard accounts)
- $25K Static account caps payouts at $4,000
- Winning-day requirement gates payout eligibility
Trading rules
- Trading Combine®: single-step evaluation
- $25K Static Combine: $75 one-time fee, fixed $1,000 Max Loss Limit (one rule, never moves), $2,000 profit target
- $25K Static: 50% consistency target, 2 Mini / 20 Micro max contracts, $500 daily loss limit, $4,000 payout cap, free Express Funded Activation
- $25K Static Combine expires 90 days after purchase, no resets
- Trailing max loss limit: $2K/$3K/$4.5K by account ($50K/$100K/$150K)
- Profit target: $3K/$6K/$9K by standard account
- Max position: 5/10/15 contracts by standard account
- $149 activation fee to move to Live Funded (XFA) on standard accounts
- Winning-day requirement before payout eligibility
- Pass in as little as 2 days