Topstep Review
Topstep is a pioneer in futures prop trading, founded in 2012 in Chicago. They offer a 90/10 profit split, next-day payouts, and a single-step Trading Combine® evaluation. With over 15 years in the market and $1.4B+ paid out to traders, it's one of the most established futures firms — trading on its proprietary TopstepX platform (with built-in TradingView charts) plus NinjaTrader and Tradovate. The new $25K Static Trading Combine (Drop #001) adds a smaller, one-time-fee ($75) account with a fixed $1,000 Max Loss Limit that never moves, a $2,000 profit target, and a $4,000 payout cap.
Reviewed by PropFundHub Editorial Team — Research & Analysis. Independently verified; last updated 2026-07-01.
Key Facts
| Trust Score | 7.1/10 (B+) |
|---|---|
| Trader Rating | 4.0/5 from 14,251 reviews |
| Profit Split | 90/10 |
| Challenge Price | from $75 one-time ($25K Static) / $49 / $99 / $149 per account tier |
| Max Drawdown | Trailing |
| Daily Drawdown | Based on account |
| Profit Target | $2,000 – $9,000 |
| Evaluation | 1-step |
| Account Sizes | $25,000, $50,000, $100,000, $150,000 |
| Platforms | TopstepX, NinjaTrader, Tradovate |
| Markets | Futures |
| Payout Frequency | Next-day |
| Founded | 2012 |
| Headquarters | Chicago, Illinois, USA |
Pros
- Next-day payouts on funded accounts
- One-step Trading Combine® (pass in as little as 2 days)
- $25K Static Combine: $75 one-time fee, no subscription or resets
- Static Max Loss Limit ($1,000) that never moves on the $25K account
- TopstepX with built-in TradingView charts
- NinjaTrader and Tradovate support
- 15-year track record, $1.4B+ paid out
- 90/10 profit split
Cons
- Futures only (no forex or CFDs)
- Trailing drawdown on standard accounts until the buffer is cleared
- Monthly subscription pricing on standard tiers
- $149 activation fee to reach Live Funded (standard accounts)
- $25K Static account caps payouts at $4,000
- Winning-day requirement gates payout eligibility
Frequently Asked Questions
What is Topstep's profit split?
Topstep offers a 90/10 profit split to funded traders.
What are Topstep's drawdown rules?
Topstep has a Trailing max drawdown and Based on account daily drawdown.
How much does Topstep cost?
Topstep challenge prices start from $75 one-time ($25K Static) / $49 / $99 / $149 per account tier, with 4 account sizes available: $25,000, $50,000, $100,000, $150,000.
What is Topstep's trust score?
Topstep has a trust score of 71/100 on PropFundHub, based on payout reliability, rule transparency, community reputation, and overall value. It has 14,251+ trader reviews with a 3.5/5 average rating.
Is Topstep legit?
Topstep has a trust score of 71/100 on PropFundHub with 14,251+ verified trader reviews. It is considered a legitimate and reliable prop trading firm based on payout history and community feedback.
How fast does Topstep pay out?
Topstep processes payouts next-day. Check our Payout Speed Tracker for real-time data on actual processing times based on verified trader reports.
Has Topstep ever had payout issues?
PropFundHub tracks payout reliability as part of our trust score calculation. Topstep currently has a 71/100 trust score. Visit our Rule Change History and Shutdown Tracker for any historical issues across all tracked firms.
Last updated: 2026-07-01. Read the full Topstep review | Best Topstep alternatives | Compare Topstep with another firm | View current discount codes | Is Topstep legit? | How to pass Topstep