My Funded Futures vs Topstep

My Funded Futures vs Topstep — profit splits, drawdown rules, fees, trust scores and payout speed compared side by side.

My Funded Futures wins this head-to-head 5–0 across 13 compared metrics.

Frequently Asked Questions

Is My Funded Futures or Topstep better for prop trading in 2026?

Based on our analysis, My Funded Futures edges ahead with a trust score of 88/100, a profit split of up to 80/20 – 90/10, and a max drawdown allowance of EOD Drawdown. However, the best choice depends on your trading style and preferences.

What is the profit split at My Funded Futures vs Topstep?

My Funded Futures offers a profit split of 80/20 – 90/10, while Topstep offers 90/10. Higher profit splits mean you keep more of your trading profits.

Which is cheaper — My Funded Futures or Topstep?

My Funded Futures's challenge starts at $57 – $449/mo, while Topstep starts at $75 one-time ($25K Static) / $49 / $99 / $149 per account tier. Consider using discount codes to reduce the cost further.

What markets can you trade with My Funded Futures and Topstep?

My Funded Futures supports Futures markets. Topstep supports Futures markets.

What platforms do My Funded Futures and Topstep support?

My Funded Futures supports NinjaTrader, Tradovate, TradingView, Quantower, Rithmic, DeepDom, DeepChart. Topstep supports TopstepX, NinjaTrader, Tradovate.

Is Topstep or My Funded Futures better for futures trading?

Both are futures-only specialists with one-step evaluations. Topstep suits traders who want a 14-year track record, next-day payouts and an all-in-one TopstepX platform, and don't mind a trailing drawdown plus a monthly fee. My Funded Futures suits traders who want an end-of-day drawdown with no daily loss limit, multiple payout cadences and broad platform choice. The right pick depends on your trading style and how you handle drawdown.

What is the difference between Topstep's trailing drawdown and My Funded Futures' end-of-day drawdown?

Topstep uses a trailing max-loss limit that follows your unrealized intraday peak, so open profit you give back can still push you toward the limit. My Funded Futures uses an end-of-day (EOD) trailing drawdown that only adjusts off your closing balance each day and has no daily loss limit, giving swing-style and flexible intraday traders more room.

How do payouts compare between Topstep and My Funded Futures?

Topstep pays a 90/10 split with next-business-day withdrawals once you reach a Live Funded account, but early payouts are capped (around $6,000 per request) until consistency milestones are met. My Funded Futures offers three paths: Rapid (daily payouts, 90% split, payouts as fast as one minute), Pro (bi-weekly, 80% split, uncapped payouts) and Flex (weekly, 80% split). MFFU has no consistency rule on funded accounts and no activation fee.

How much do Topstep and My Funded Futures cost?

Topstep charges a recurring monthly subscription of roughly $95–$229/mo for the single-step Trading Combine, plus a $149 Express Funded activation fee. My Funded Futures runs a monthly subscription of $57–$449/mo with no activation fee. Both are one-step evaluations, but MFFU adds no daily loss limit during the evaluation.

Which platforms do Topstep and My Funded Futures support?

Topstep routes everything through its proprietary TopstepX platform, a closed ecosystem with no third-party choice. My Funded Futures supports NinjaTrader, Tradovate, TradingView, Quantower and Rithmic, so you can bring your own setup — from browser-based Tradovate to low-latency Rithmic feeds for scalpers.

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