Is Topstep Legit? 2026 Verdict

Topstep was founded in 2012 and is headquartered in Chicago, Illinois, USA. It holds a PropFundHub Trust Score of 74/100 and a 3.6/5 Trustpilot rating from 14,531 reviews.

Trust Score74/100
Trustpilot rating3.6/5 (14,531 reviews)
Profit split90/10
Profit target$2,000 – $9,000
Max drawdownTrailing
Daily drawdownBased on account
Evaluation steps1
Challenge price$75 one-time ($25K Static) / $49 / $99 / $149 per account tier
Account sizes$25,000, $50,000, $100,000, $150,000
PlatformsTopstepX, NinjaTrader, Tradovate
MarketsFutures
Payout frequencyNext-day
Founded2012
HeadquartersChicago, Illinois, USA

Risk factors

  • Futures only (no forex or CFDs)
  • Trailing drawdown on standard accounts until the buffer is cleared
  • Monthly subscription pricing on standard tiers
  • $149 activation fee to reach Live Funded (standard accounts)
  • $25K Static account caps payouts at $4,000
  • Winning-day requirement gates payout eligibility

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