FTMO vs Topstep

FTMO vs Topstep — profit splits, drawdown rules, fees, trust scores and payout speed compared side by side.

FTMO wins this head-to-head 6–3 across 13 compared metrics.

MetricFTMOTopstep
Trust Score90/10071/100
Rating4.8/53.5/5
Profit Split80/20 – 90/1090/10
Max Drawdown10%Trailing
Daily Drawdown5%Based on account
Profit Target10% / 5% (2-Step) or 10% (1-Step)$3,000 – $9,000
Evaluation Steps2-Step1-Step
Starting Price$155 – $1,080$95 – $229/mo
Payout FrequencyBi-weeklyNext-day
Instant FundingNoNo
PlatformsMT4, MT5, cTrader, DXtradeTopstepX
MarketsForex, Indices, Commodities, CryptoFutures
Scaling PlanUp to $2MAvailable

Frequently Asked Questions

Is FTMO or Topstep better for prop trading in 2026?

Based on our analysis, FTMO edges ahead with a trust score of 90/100, a profit split of up to 80/20 – 90/10, and a max drawdown allowance of 10%. However, the best choice depends on your trading style and preferences.

What is the profit split at FTMO vs Topstep?

FTMO offers a profit split of 80/20 – 90/10, while Topstep offers 90/10. Higher profit splits mean you keep more of your trading profits.

Which is cheaper — FTMO or Topstep?

FTMO's challenge starts at $155 – $1,080, while Topstep starts at $95 – $229/mo. Consider using discount codes to reduce the cost further.

What markets can you trade with FTMO and Topstep?

FTMO supports Forex, Indices, Commodities, Crypto markets. Topstep supports Futures markets.

What platforms do FTMO and Topstep support?

FTMO supports MT4, MT5, cTrader, DXtrade. Topstep supports TopstepX.

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