FXIFY vs Topstep

FXIFY vs Topstep — profit splits, drawdown rules, fees, trust scores and payout speed compared side by side.

FXIFY wins this head-to-head 9–2 across 13 compared metrics.

MetricFXIFYTopstep
Trust Score76/10071/100
Rating4.4/53.5/5
Profit Split75/25 – 90/10 (up to 100% with add-on)90/10
Max Drawdown10%Trailing
Daily Drawdown4% – 5%Based on account
Profit Target10% / 5% (2-Phase) or 5% (Lightning)$2,000 – $9,000
Evaluation Steps2-Step1-Step
Starting Price$39 – $1,599$75 one-time ($25K Static) / $49 / $99 / $149 per account tier
Payout FrequencyBi-weekly / On-demand (first payout)Next-day
Instant FundingYesNo
PlatformsMT4, MT5, DXtrade, TradingView, NinjaTrader, TradovateTopstepX, NinjaTrader, Tradovate
MarketsForex, Indices, Commodities, Crypto, StocksFutures
Scaling PlanUp to $4MAvailable

Frequently Asked Questions

Is FXIFY or Topstep better for prop trading in 2026?

Based on our analysis, FXIFY edges ahead with a trust score of 76/100, a profit split of up to 75/25 – 90/10 (up to 100% with add-on), and a max drawdown allowance of 10%. However, the best choice depends on your trading style and preferences.

What is the profit split at FXIFY vs Topstep?

FXIFY offers a profit split of 75/25 – 90/10 (up to 100% with add-on), while Topstep offers 90/10. Higher profit splits mean you keep more of your trading profits.

Which is cheaper — FXIFY or Topstep?

FXIFY's challenge starts at $39 – $1,599, while Topstep starts at $75 one-time ($25K Static) / $49 / $99 / $149 per account tier. Consider using discount codes to reduce the cost further.

What markets can you trade with FXIFY and Topstep?

FXIFY supports Forex, Indices, Commodities, Crypto, Stocks markets. Topstep supports Futures markets.

What platforms do FXIFY and Topstep support?

FXIFY supports MT4, MT5, DXtrade, TradingView, NinjaTrader, Tradovate. Topstep supports TopstepX, NinjaTrader, Tradovate.

FXIFY review | Topstep review | Compare other firms