Finotive Funding vs Topstep
Finotive Funding vs Topstep — profit splits, drawdown rules, fees, trust scores and payout speed compared side by side.
Finotive Funding wins this head-to-head 6–4 across 13 compared metrics.
| Metric | Finotive Funding | Topstep |
|---|---|---|
| Trust Score | 67/100 | 71/100 |
| Rating | 3.5/5 | 3.5/5 |
| Profit Split | 75/25 – 95/5 | 90/10 |
| Max Drawdown | 10% | Trailing |
| Daily Drawdown | 5% | Based on account |
| Profit Target | 10% / 5% | $2,000 – $9,000 |
| Evaluation Steps | 2-Step | 1-Step |
| Starting Price | $69 – $899 | $75 one-time ($25K Static) / $49 / $99 / $149 per account tier |
| Payout Frequency | Bi-weekly | Next-day |
| Instant Funding | Yes | No |
| Platforms | MT5 | TopstepX, NinjaTrader, Tradovate |
| Markets | Forex, Indices, Commodities, Crypto | Futures |
| Scaling Plan | Available | Available |
Frequently Asked Questions
Is Finotive Funding or Topstep better for prop trading in 2026?
Based on our analysis, Finotive Funding edges ahead with a trust score of 67/100, a profit split of up to 75/25 – 95/5, and a max drawdown allowance of 10%. However, the best choice depends on your trading style and preferences.
What is the profit split at Finotive Funding vs Topstep?
Finotive Funding offers a profit split of 75/25 – 95/5, while Topstep offers 90/10. Higher profit splits mean you keep more of your trading profits.
Which is cheaper — Finotive Funding or Topstep?
Finotive Funding's challenge starts at $69 – $899, while Topstep starts at $75 one-time ($25K Static) / $49 / $99 / $149 per account tier. Consider using discount codes to reduce the cost further.
What markets can you trade with Finotive Funding and Topstep?
Finotive Funding supports Forex, Indices, Commodities, Crypto markets. Topstep supports Futures markets.
What platforms do Finotive Funding and Topstep support?
Finotive Funding supports MT5. Topstep supports TopstepX, NinjaTrader, Tradovate.
Finotive Funding review | Topstep review | Compare other firms