FXIFY Review 2026: Rules, Fees & Trader Ratings
FXIFY is a broker-backed prop firm (3rd anniversary in 2026) offering evaluation accounts up to $400K with 1-Phase, 2-Phase (Classic/Trailing/Pro), 3-Phase, Lightning, Instant Funding and the new dedicated Crypto Funding Programs, plus FXIFY Futures with up to $750K simulated capital, a one-step evaluation or instant funding, EOD drawdown and up to 100% performance split (Standard 80%, Expert 90%, +10% add-on at checkout). FXIFY Futures has paid $35M+ in verified payouts, with withdrawals from as little as 14 days and processing in 24–48 hours. The Crypto program lets traders access 80+ crypto assets via Crypto Instant Funding (trade from day one, no evaluation) or a quick Crypto Standard 1-Step evaluation (9% profit target), both earning up to 100% Performance Split on eligible plans (80% bi-weekly base), with account sizes from $5K up to $100K, a 25% consistency rule and a $50 minimum payout threshold, traded on DXtrade (TradingView coming soon). 250K+ active traders across 200 countries, $40M+ paid out, single highest payout $117K. Scaling up to $4M. EAs, martingale & grid allowed, no SL required, no consistency rules, weekend holding permitted, trade through news. First payout on demand (min $50), then bi-weekly. 300+ symbols across Forex, Indices, Commodities, Crypto and Stocks. Backed by FXPIG brokerage. New 2 Phase Pro launched April 2026.
| Trust Score | 78/100 |
|---|---|
| Trustpilot rating | 4.3/5 (6,142 reviews) |
| Profit split | 75/25 – 90/10 (up to 100% with add-on) |
| Profit target | 10% / 5% (2-Phase) or 5% (Lightning) |
| Max drawdown | 10% |
| Daily drawdown | 4% – 5% |
| Evaluation steps | 2 |
| Challenge price | $39 – $1,599 |
| Account sizes | $5,000, $10,000, $25,000, $50,000, $100,000, $200,000, $400,000 |
| Platforms | MT4, MT5, DXtrade, TradingView, NinjaTrader, Tradovate |
| Markets | Forex, Indices, Commodities, Crypto, Stocks |
| Payout frequency | Bi-weekly / On-demand (first payout) |
| Founded | 2023 |
| Headquarters | United Kingdom |
What traders like
- Broker-backed (FXPIG)
- Evaluation accounts up to $400K, scaling to $4M
- FXIFY Futures up to $750K & 100% split
- Dedicated Crypto programs: 80+ assets, Instant Funding or 1-Step (9% target)
- Up to 100% Performance Split on eligible plans
- First payout on demand (min $50)
- EAs, martingale & grid allowed
- No consistency rules, no SL required
- Stocks & 300+ symbols
- $40M+ paid out, $117K single highest
- MT4, MT5, DXtrade and TradingView
What to watch
- Base split starts at 75%
- Add-ons increase cost for higher splits (up to 90% split via add-ons)
- Higher account sizes carry higher fees
- Daily loss limit calculated end-of-day (5pm EST)